Manage Your Expenses Efficiently By Using This Credit Card

28 January, 2012 (05:11) | personal finance articles | By: admin

Absa has a range of credit card options with value-added features designed to meet all of your specific requirements. They offer very competitive interest rates. There are 4 types of cards.

  • Electronic

  • Platinim

  • Silver

  • Gold

It is best advised to use it for purchases rather than withdrawing cash as it helps in reducing the charges. It is also good to pay the full outstanding amount required each month. You can also earn extra interest by transferring money onto your card. Above all there is neither any transaction fee when using it for purchases nor any limit to the transactions.

For upto 57 days, interest is free on purchase.

Benefits

  • Affordability

  • Convenience

  • Safety

  • Control.

On receipt of detail statement each month, you get to know how much you spent and where and when you spent it. By filling up an credit card application form, you can apply for any of the them online. In this way you can monitor your transaction easily and detect any suspicious transaction also. You can use you itfor buying your daily necessary goods and also luxury items. It all depends on how well you can manage your expenses.It is not good for them who cannot manage their expenses well.

To apply for a it, majorly what you need is an ID book or passport, income proof, compiled list of expenses, 3 months bank account statement if sef-employed, spouse Id document if married.

Benefits of using Absa card:-

  • Enjoy zero transaction fee

  • No need to burden yourself by carrying a large amount of cash with you.

  • You can use your card worlwide

  • Competitive interest rates.

  • Disciplined monthly instalments by Selecting the budget option

With the new introduced technology where they are fitted with a micro chip “Chip & PIN.” , transactions are now safe and secure. There is an Absa credit card out there for each one to suit their specific needs.




About the Author

Author is a consultant who loves to write on topics related to finance, travel and education. For further details please visit absa bank internet banking, absa bank, absa home loans